State Floors, Town Money — and Wartime Service Is Enough for the Base Tier
RIGL 44-3-4 sets three tiers and the towns set the money. The base exemption of $1,000 goes to any veteran who served during a period of war with an other-than-dishonorable discharge — no disability required, and an unmarried widow or widower qualifies in their own right. A further $10,000 goes to a veteran the VA rates totally disabled from a service-connected cause, and another $10,000 where the VA has given specially adapted housing assistance on the domicile. These are state floors: municipalities vote their own amounts on top, and some run well above $40,000.
Verified August 27, 2026
What this benefit is
RIGL 44-3-4 sets three tiers and the towns set the money. The base exemption of $1,000 goes to any veteran who served during a period of war with an other-than-dishonorable discharge — no disability required, and an unmarried widow or widower qualifies in their own right. A further $10,000 goes to a veteran the VA rates totally disabled from a service-connected cause, and another $10,000 where the VA has given specially adapted housing assistance on the domicile. These are state floors: municipalities vote their own amounts on top, and some run well above $40,000.
What it's worth: $10,000 state floor at total disability; municipal ordinances raise it town by town
- The base tier is $1,000 for wartime service with an other-than-dishonorable discharge. There is no disability test on it — this is the tier most Rhode Island veterans are entitled to and the one this record used to hide behind a permanent-and-total gate.
- An unmarried widow or widower of a qualifying veteran is eligible for the base exemption in their own right.
- A further $10,000 applies where the VA rates the veteran totally disabled from a service-connected cause.
- Another $10,000 applies where the VA has provided specially adapted housing assistance on the domicile.
- The statutory figures are floors. Municipalities adopt their own amounts by ordinance and several run far above them — Narragansett's adapted-housing tier reaches $50,000, and municipal amounts of $40,500 and more appear elsewhere.
- Because the money is local, the figure that applies to you is your own town's, not the statute's.
Who is entitled to it
- You served during a period of war.
- Your discharge was other than dishonorable.
- You own and occupy the home.
- Your home is in this state.
Not sure whether that describes you?
Answer a few questions about this benefit specifically — we only ask what this one actually depends on, and we stop as soon as we know.
How to claim it
- 1Apply with the city or town assessor — the municipal ordinance, not the statute, sets your actual figure.
- 2Take a DD-214. That is the document the state veterans office names for this exemption.
- 3Ask the assessor for the town’s current veteran amounts, and check them against the state list of exemptions by city and town before you accept a figure.
- 4Do not rule yourself out on discharge. The state veterans office states the test as a discharge other than dishonorable, which is wider than the honorable standard most reliefs use.
- 5Check the back of your tax bill for the qualifying conflicts. The veterans office says most of them are printed there, with the complete list in the statute.
- 6If you are a bereaved parent, ask about §44-3-5 instead — Gold Star parents are covered by their own section, not by this one.
- Form
- Municipal exemption application
- File with
- Your city or town assessor
- Documents you will need
- va benefit summary letter
- No renewal
- Once granted it does not need renewing.
Sources
- authority · published policyOffice of Veterans Services — Property Tax Exemptions: RIGL §44-3-4 for veterans and widow(er)s, §44-3-5 for Gold Star parents, §44-3-4.2 for the conflict list; discharge other than dishonorable; apply at the town tax assessor with a DD-214
- operating · published policyDivision of Municipal Finance — Veterans and Senior Exemptions Report, the state list of exemption amounts by city and town that the veterans office directs claimants to
This finder provides an informational match, not a government eligibility determination. The responsible agency decides your application.