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$49,100 Off — General Disability Law

$49,100 comes off the assessed value for anyone classified totally disabled — general law, not veteran law, which is exactly why rated veterans miss it.

Verified August 19, 2026

What this benefit is

$49,100 comes off the assessed value for anyone classified totally disabled — general law, not veteran law, which is exactly why rated veterans miss it.

What it's worth: $49,100 of assessed value (2025–2026, adjusted biennially)

  • The amount adjusts every two years under KRS 132.810 — $49,100 is the 2025–2026 figure.

Who is entitled to it

  • You meet the permanent and total test.
  • You own and occupy the home.
  • Your home is in this state.

Not sure whether that describes you?

Answer a few questions about this benefit specifically — we only ask what this one actually depends on, and we stop as soon as we know.

How to claim it

Deadline: December 31
  1. 1File with the PVA by December 31, using the VA total-disability classification as the proof.
  2. 2If you are 65 or older the age route needs no disability showing at all.
  3. 3Recheck the figure each odd year — it moves with inflation.
Form
Homestead exemption application
File with
Your Property Valuation Administrator, by December 31
Documents you will need
va benefit summary letter
No renewal
Once granted it does not need renewing.
CorrectionThis is not a veteran statute — it is Kentucky’s general disability/age homestead law, and a totally disabled veteran claims through the VA classification. Veteran-benefit lists that present it as a veteran exemption have the shape wrong.
Worth knowingKentucky has no larger veteran-specific property exemption above this — the general law IS the property relief here, which surprises veterans arriving from full-exemption states.

Sources

Why only one source type: The Department of Revenue announcement states the figure, the routes and the adjustment mechanism in terms.

This finder provides an informational match, not a government eligibility determination. The responsible agency decides your application.