You were refused. Now what?
Ask for the refusal in writing, citing the specific statutory requirement you did not meet.
RSMo §135.010 et seq.
Type it, paste it, or read it off a photo. Nothing you type here leaves your browser.
Your appeal route
Appeals in Missouri run under RSMo §138.060. Deadlines are short, so ask about the appeal window in the same conversation as the refusal.
A refusal that does not name a statutory requirement is not a reasoned refusal. Ask which requirement, in writing, before you argue the merits.
One more thing worth checking
The commonest wrong refusal across every state we have researched is a clerk reading a percentage where the statute asks a different question entirely. Read the record’s rule and check which test actually applies.
Read the record