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Retirement Income Untaxed — If the Plan Requirements Are Met

Retirement income, pensions and annuities — military retirement included — are not subject to state income tax if the recipient has met the retirement plan requirements. Early distributions are not retirement income and may be taxed.

Verified August 20, 2026

What this benefit is

Retirement income, pensions and annuities — military retirement included — are not subject to state income tax if the recipient has met the retirement plan requirements. Early distributions are not retirement income and may be taxed.

What it's worth: Qualifying retirement income excluded in full — all retirees, not veterans alone

  • The saving is the state rate on the amount excluded.

Who is entitled to it

  • You receive military retired pay.
  • Your home is in this state.

Not sure whether that describes you?

Answer a few questions about this benefit specifically — we only ask what this one actually depends on, and we stop as soon as we know.

How to claim it

Deadline: With your return
  1. 1A military pension taken at retirement is simply not subject to the income tax — this is general law reaching every qualifying retiree.
  2. 2The caveat the summaries omit: an EARLY distribution — money taken before the plan’s retirement requirements are met — is not "retirement income" and may be taxed.
  3. 3Social Security and VA payments are separately untaxed in terms.
File with
The state revenue department, on your annual return
Annual
Claimed once a year.
Known gapThe FAQ is an informal interpretation; the operative statute (Miss. Code Ann. §27-7-15) sits behind an unread wall. The FAQ and statute are not known to diverge, but the section remains unread.

Sources

Why only one source type: The administering department's own FAQ states the exemption, the plan-requirements condition and the early-distribution exception.

This finder provides an informational match, not a government eligibility determination. The responsible agency decides your application.