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Specially Adapted Housing Exemption

$100,000 off the assessed value of a home bought or adapted with grant assistance — but only where the total EAV is under $250,000.

Verified August 18, 2026

What this benefit is

$100,000 off the assessed value of a home bought or adapted with grant assistance — but only where the total EAV is under $250,000.

What it's worth: $100,000 off the assessed value

  • The property’s total equalized assessed value must be under $250,000 to be eligible, so this is aimed at modest homes.

Who is entitled to it

  • You served in the U.S. armed forces.
  • You own or lease the home and occupy it as your primary residence.
  • You received federal, state or charitable assistance to buy or adapt the home for your disability.
  • Your home is in Illinois.

Not sure whether that describes you?

Answer a few questions about this benefit specifically — we only ask what this one actually depends on, and we stop as soon as we know.

How to claim it

Deadline: Renewal typically due October 1
  1. 1Bring evidence of the grant or assistance used to buy or adapt the home.
  2. 2Check the total EAV first — above $250,000 this exemption is closed regardless of the adaptation.
  3. 3Ask the assessment office how it interacts with the Standard Homestead Exemption for Veterans with Disabilities, which you may hold at the same time.
File with
Your Chief County Assessment Officer
Documents you will need
va sah grant certificate · va benefit summary letter
Re-file every year
Entitlement is retested annually. Missing a year costs that year.
Worth knowingThe assistance does not have to be federal. Illinois names state and charitable-organisation assistance alongside the VA grant, which is broader than the equivalent provisions in other states.

Sources

This finder provides an informational match, not a government eligibility determination. The responsible agency decides your application.