Property Tax Exemption Tiers From a 10% Rating Up
CGS 12-81(20) sets an exemption by rating band: $2,000 at 10-25%, $2,500 at 26-50%, $3,000 at 51-75%, $3,500 at 76-100% — and $3,500 at any rating from age 65. A severe service-related disability adds $5,000 for the loss of one arm or leg, or $10,000 for both or other listed disabilities. An income-based addition of 200% or 50% of the base applies on top, and towns multiply by their increase factor. It cannot be combined with the 100% permanent and total exemption.
Verified August 27, 2026
What this benefit is
CGS 12-81(20) sets an exemption by rating band: $2,000 at 10-25%, $2,500 at 26-50%, $3,000 at 51-75%, $3,500 at 76-100% — and $3,500 at any rating from age 65. A severe service-related disability adds $5,000 for the loss of one arm or leg, or $10,000 for both or other listed disabilities. An income-based addition of 200% or 50% of the base applies on top, and towns multiply by their increase factor. It cannot be combined with the 100% permanent and total exemption.
What it's worth: $2,000 to $3,500 of assessment by rating band, plus $5,000 or $10,000 for a severe disability
- The statutory bands are: 10-25% $2,000; 26-50% $2,500; 51-75% $3,000; 76-100% $3,500.
- ANY rating at age 65 or over takes the top $3,500 band, whatever the percentage.
- Federal compensation for a service-connected loss of an arm or leg, or the equivalent, also takes $3,500.
- CGS 12-81(21) adds $5,000 for the loss of one arm or leg, and $10,000 for the loss of both or for other listed disabilities. That is on top of the band.
- An income-based additional exemption of 200% or 50% of the base applies under CGS 12-81g, with $18,000 and $21,000 thresholds for 100%-rated veterans.
- Towns multiply the amounts by their own increase factors, so the cash saving is local.
- It is NOT combinable with the 100% permanent and total exemption. Take whichever is larger.
- The exemption may be applied to spouse-owned property where the veteran's own property is insufficient and they live together.
Who is entitled to it
- You served in the U.S. armed forces.
- Your rating is 10% or higher.
- Your property is in Connecticut.
Not sure whether that describes you?
Answer a few questions about this benefit specifically — we only ask what this one actually depends on, and we stop as soon as we know.
How to claim it
- 1File with your town assessor with a current VA letter showing the rating. The band is set by the percentage, so the letter has to be current.
- 2If you are 65 or over, say so — any rating at all takes the top band from that age.
- 3If you have lost an arm or a leg, claim the CGS 12-81(21) addition separately. It is $5,000 or $10,000 on top of the band and it is not automatic.
- 4Give your income. The additional exemption under 12-81g is worth 200% of the base under the threshold.
- 5If your own property is not enough to absorb the exemption and you live with your spouse, ask for it to be applied to their property. The statute allows it.
- 6If you are 100% permanent and total, compare with that exemption. You cannot have both.
- Form
- Disabled veteran exemption filing with the town assessor
- File with
- Your town assessor
- Documents you will need
- va benefit summary letter
- No renewal
- Once granted it does not need renewing.
Sources
- authority · published policyConnecticut OLR 2025-R-0130 (CGS 12-81(20), 12-81(21), 12-81g)
- operating · published policyConnecticut OLR 2025-R-0129 — veterans' exemptions as amended
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