Government · Official
SONYMA Homes for Veterans
A government agency. Its accredited service officers help veterans at no charge.
✓ State program · New York · record checked 2026-08-22
SONYMA Homes for Veterans
The state mortgage agency prices veterans below its own standard rate — 0.40% lower on loans with down payment assistance — and lifts the first-time-buyer requirement that applies to everyone else. A veteran who has owned before can still use it, which is what makes it worth checking twice. A state program: ask about its rate, fees and eligibility before you apply.
New York residents and homebuyers