17 Aug TRICARE HEALTH BENEFITS FOR RETIREES
The US Department of Veterans Affairs (VA) provides a number of TRICARE health benefits to retirees through various programs. In addition to providing benefits to Veterans and retired reservists, the department also provides healthcare assistance to their family members, spouse and dependents.
TRICARE HEALTH BENEFITS FOR RETIREES
When military members retire from their military services, they are eligible for TRICARE Prime, Select, and US Family Health Plan programs.
However, once they reach the age of 65, they lose eligibility for the above-stated programs. They can purchase TRICARE for Life or Medicare.
In the case of retiring from the National Guard or the Reserves, you are eligible for TRICARE Retired Reserve. However, after reaching the age of 65, you are only eligible for TRICARE for Life or Medicare.
UNDERSTANDING TRICARE HEALTH PLANS FOR RETIREES
Retirees and their family members can choose TRICARE Prime but would have to pay small annual enrollment fees and copays. This program provides TRICARE health benefits through dental, pharmacy and vision benefits.
To enroll under this plan, all retirees and family members have to pay a deductible amount of $150/individual. This program provides TRICARE health benefits worldwide and requires no referrals when it comes to getting the benefits. If you are connected with a network provider, you don’t have to pay anything except copays or claims.
US Family Health Plan
This program provides health benefits to all military members, reservists and family members. However, unlike active military members, retirees must pay copays and annual enrollment fees to avail their benefits.
TRICARE Retired Reserves
This program provides TRICARE health benefits to retired national guards, reservists and family members through vision, dental and pharmacy benefits. Like the US Family Health Plan, the applicants have to pay a small enrollment fee and copays to reap the benefits.
TRICARE for Life
When retirees reach the age of 65, they are no longer eligible for TRICARE Select/Prime. Veterans over the age of 65 can avail of their TRICARE health benefits with TRICARE for Life. It provides healthcare facilities worldwide.
Like TRICARE for Life, this program provides healthcare assistance to retirees over the age of 65. However, this program is not available worldwide.