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Survivor Pension Benefits

Income-based pension benefits for low-income surviving spouses and children of wartime veterans.

Survivor Pension Overview

The Survivors Pension provides monthly payments to eligible low-income surviving spouses and children of wartime veterans.

2025 Maximum Annual Rates

Income-Based Benefits

Surviving Spouse Rates:

  • Surviving spouse alone:$10,735/year
  • With one dependent child:$14,058/year
  • Each additional child:+$2,313/year
  • Aid and Attendance:+$9,696/year

Child-Only Rates:

  • One child:$2,313/year
  • Two children:$3,323/year
  • Three children:$4,332/year
  • Each additional child:+$1,009/year

How Payments Work

Your actual payment equals the maximum annual rate minus your countable income. If your income exceeds the maximum rate, you're not eligible for pension benefits.

Eligibility Requirements

Veteran Requirements

The deceased veteran must have met specific service requirements for survivors to be eligible.

  • Served during a wartime period
  • Discharged under conditions other than dishonorable
  • Met minimum service requirements
  • Death not due to willful misconduct

Survivor Requirements

Surviving spouses and children must meet specific criteria to qualify for pension benefits.

  • Low income and limited assets
  • Unmarried (or remarried after age 57)
  • Children must be under 18 or disabled
  • Meet net worth limitations

Wartime Service Periods:

  • World War II: December 7, 1941 - December 31, 1946
  • Korean War: June 27, 1950 - January 31, 1955
  • Vietnam War: February 28, 1961 - May 7, 1975
  • Gulf War: August 2, 1990 - present
  • Other recognized wartime periods

Income and Asset Requirements

Countable Income

VA counts most types of income when determining pension eligibility and payment amounts.

Includes:
  • • Social Security benefits
  • • Employment income
  • • Investment income
  • • Retirement benefits
  • • Other government benefits
Excludes:
  • • Welfare payments
  • • Food stamps
  • • Some medical expenses

Net Worth Limits

Your net worth (assets minus debts) must be below VA limits to qualify for pension benefits.

2025 Net Worth Limit:

$155,356

Adjusted annually for inflation

Excluded Assets:
  • • Primary residence
  • • Personal belongings
  • • One vehicle

Medical Expense Deductions

Unreimbursed medical expenses can be deducted from your countable income, potentially increasing your pension payment.

Deductible Expenses:
  • Medicare premiums and deductibles
  • Prescription medications
  • Doctor and hospital bills
  • Nursing home costs
Special Deductions:
  • Aid and Attendance care costs
  • Home modifications for disabilities
  • Transportation to medical care

Aid and Attendance Benefits

Enhanced Pension Benefits

Additional $9,696/year

Surviving spouses who need help with daily activities or are housebound may qualify for additional Aid and Attendance benefits.

Aid and Attendance Qualifications:

  • Need help with daily activities (bathing, dressing, eating)
  • Bedridden or require assistance to leave bed
  • Blind or nearly blind
  • Resident of nursing home due to mental or physical incapacity

Housebound Benefits:

  • Substantially confined to home due to disability
  • Lower additional payment than Aid and Attendance
  • Cannot qualify for both simultaneously

How to Apply

1

Gather Financial Documentation

Collect detailed financial information for the pension application:

  • • Bank statements and investment records
  • • Social Security award letters
  • • Tax returns and income statements
  • • Medical expense receipts
  • • Property deeds and asset valuations
2

Complete Pension Application

Submit your application using:

  • • VA Form 21P-534EZ (Survivors Pension)
  • • Online through VA.gov
  • • In person at VA regional office
  • • With accredited representative assistance
3

Maintain Eligibility

Report income and asset changes promptly to maintain benefits and avoid overpayments that must be repaid.

Related Resources

Dependency and Indemnity Compensation

Higher benefit for survivors of service-connected deaths.

Burial and Memorial Benefits

Burial allowances and memorial benefits for veteran families.

Family Benefits Overview

Complete guide to all benefits available to veteran families.

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