VA Loan Benefits

Home Loans

The VA Home loan is a $0 down mortgage option available to Veterans, Service Members, and select military spouses. The U.S. Department of Veterans Affairs (VA) guarantees VA loans that are issued by private lenders, such as a mortgage company or bank.

Auto Loans

The U.S. Department of Veterans Affairs tries to help veterans with a wide variety of situations, but unfortunately, it does not currently have a program that guarantees auto loans. However, many private lenders offer auto loans to Veterans on special terms.

Loan Refinance

Refinancing a VA loan falls into one of two categories: those seeking better loan terms & those seeking cash-out. You can either refinance an existing loan into a new loan with a lower interest rate or opt for taking some cash out of the new loan for meeting other necessities.

Certificate of Eligibility

To apply for the COE, you must meet any of the following requirements-

  • You have served in the US military for at least 181 consecutive days during peacetime or 90 consecutive days during wartime, OR
  • You have served as a National Guard or Reservist for at least six years, OR
  • You are the dependent or surviving spouse of a Veteran who either went missing in action, was a prisoner of war or died while rendering his services to the department. Loan Assistance is wholly dedicated to helping Veterans and their dependents obtain financial support through the VA loan program. It is our responsibility to serve the most deserving yet most marginalized section of our society, our Veterans. helps Veterans secure home loans and other financial aid by connecting them to authorized VA lenders. is an independent organization and is not associated with any government agency or the U.S. Department of Veterans Affairs. 

VA Loan Limit (County Wise)

While there are no limits to the amount you can borrow with a VA Home Loan, the Department of Veterans Affairs does cap how much money they will insure against default. If you buy a home beyond the amount the VA will insure, you can still use the VA Loan program, but you’ll have to make a downpayment for the surplus.

The VA loan limit is set at the county level. In most areas, that limit is $417,000. If you are purchasing a home in a higher priced county, your loan limit may be higher, which would enable you to finance 100 percent of your home (no down payment).

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