VA.org is not associated with VA.gov (U.S. Department of Veterans Affairs) in any way.
We’re here to ease your refinance process.
The VA Home Loan program allows qualified homeowners to take advantage of lower rates and decrease their monthly mortgage payment. Military homeowners can also get cashback on a VA refinance and use the proceeds for paying off debt or making home improvements and much more.
No appraisal or appraisal fee
No credit underwriting, minimum credit score or income requirements
No out-of-pocket costs if you choose to roll the closing costs into the new loan amount