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When Should I Apply for VGLI?

You have one year and 120 days from your date of separation from service to apply for VGLI. After this, you are no longer eligible for VGLI. If you submit a VGLI application within 240 days following separation from service: You do not need to provide proof of good health. Enclose the first month’s premium with your application. If you submit a VGLI application between 240 days after separation from service and one year and 120 days after separation from service: You need to provide proof of good health. (Your application may be disapproved if you are not in good health.) Enclose the first month’s premium with your application.

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