Home / FAQs / What if my spouse or child suffers from a disease that makes it difficult to purchase life insurance? Will they be eligible for SGLI Family Coverage at the same premium rate?

What if my spouse or child suffers from a disease that makes it difficult to purchase life insurance? Will they be eligible for SGLI Family Coverage at the same premium rate?

Yes, your spouse will qualify for coverage by paying the same premium rate, regardless of their health at the time when you started your service or got married. Under such circumstances, spousal coverage is automatically issued. However, in cases where you initially wanted to cancel the insurance plan for your spouse but later wanted coverage, you would have to submit a proof of good health. Dependent children who are automatically covered regardless of the condition of their health.

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