If you do not make a premium payment within the 60 days grace period, VGLI coverage will be suspended. A notification regarding the suspension along with a reinstatement form will be sent to you. You have the choice to apply for the reinstatement of coverage within 5 years from the time of non-payment. If you apply for reinstatement within 6 months from the date of lapse, you need only to provide evidence that your are in the same state of health on the date of reinstatement as you were on the date of lapse. Otherwise, you will need to provide proof of good health.