• Overview
  • Claims & Appeals
  • VA Healthcare
  • Disability & Compensation
  • Burial & Memorial
  • Survivor Benefits
  • Homeless Vets

OverviewHome Mortgage Overview

The VA Loan Program has assisted over 20 million veterans and their families in obtaining a home mortgage since its inception in 1944. Created to aid military members in receiving affordable lending to purchase

VA Benefits OverviewEligible for a VA Home Loan

Many veterans have served their country with courage and integrity and wholeheartedly identify with the title “veteran”. But what some veterans may not know is that with this title they might be eligible for countless

Veterans (VA) Pensions Why Choose a VA Home Loan

The VA Pension Plan is a need-based pension program available to veterans who have been honorably discharged and have income and/or assets

State-Based Veterans BenefitsMortgage Rates for VA Home Loans

Many states offer benefits to veteran’s survivors and dependents. For information on those programs, visit your state’s veterans benefits website.

Getting the Benefits You Deserve Are You a First-Time Homebuyer

In order for you to reap the benefits you deserve you need to know what they are. While there is a wide range of benefits available to veterans no one will seek you

Additional Programs Offered By the VA Financing Options Available When Buying a Home

Besides the expansive Medical Benefits Package, the VA has also developed ancillary programs relating to specific service-connected injuries or disabilities

Determine Your Veteran StatusContract Guidelines for VA Home Loans

The following section explains who exactly is considered a veteran, how that status can translate into veteran benefits, and what proof is needed to take advantage of veteran’s benefits.

An Overview of the Fiduciary Program How to be a Responsible Homeowner

The VA’s Fiduciary Program was established and implemented as a program that protects the compensation or benefits paid to beneficiaries and veterans

Benefits Claimed by Different Types of Veterans Streamline (IRRRL) Refinancing for VA Loans

If you have ever served under any capacity in the military (in the U.S) and you no longer serve, either because you were medically discharged, retired, or discharged under general

Types of Military ServiceThe VA Cash-Out Refinancing Program

The following is a list of types of Military Service to help you better understand the difference between them:

The Definition of a War VeteranThe VA Cash-Out Refinancing Program

A majority of the Americans, especially those that aren’t in the military service, don’t understand who veterans are. Often, they perceive veterans to be person either killed or severely wounded in battle.

Forms of Military DischargeThe VA Cash-Out Refinancing Program

Many people are under the impression that military discharge comes in one of two forms: honorable or dishonorable. If an enlisted person received less than an honorable discharge

VA Benefits for Combat VeteransThe VA Cash-Out Refinancing Program

A wartime service is required for specific VA benefits. There are certain compensations that might be eligible even to the veteran’s next of kin or dependants upon his or her death from the VA.

Service RecordsThe VA Cash-Out Refinancing Program

In order for a veteran to show they’re eligible for benefits, they must first present the VA office with an official copy of their DD Form 214/215, or NGB 22/22A

VA PensionsThe VA Cash-Out Refinancing Program

“Amounts Paid for Disability Compensation” examines VA disability compensation payable to veterans with service-related disabilities rated by the VA to be 10 percent disabling or more.

POWs or Former Prisoners of WarThe VA Cash-Out Refinancing Program

Since the days of World War I, over 142, 000 residents of America have been captured and trained as POWs. This figure does not include the 93, 000 or more who were either lost or never recovered at all.

Navigating Claims and AppealsTRICARE

It is no secret that the VA is overworked. Significantly so. As such, if you are trying to make a claim it can take a long time. There were 512,700 claims

Claims and Appealswhat is TRICARE

When applying for your benefits, you will primarily be dealing with the Veterans Benefits Administration, or VBA.

Eligibility and Documentationthe need for tricare

During the passing of a service member the government assists surviving family members in the cost of burial service in order to dignify and commemorate the service the deceased veteran voluntarily served their

Filing an Appeal of a VA Decisionwho and what is covered

If you believe that you have been denied benefits that you are rightfully entitled to, or that the amounts of your benefits are lower than they should be

Submitting Your VA Claimwho and whatnot covered

Because each benefit required different documentation veterans need to provide as well as different forms they must fill out, this book details each benefit and what forms are needed

Deciding to Appealmaking your case

Veterans can appeal to the Board of Veterans’ Appeals (BVA) any rejection or decision considered unsatisfactory. The BVA belongs to the Department of Veterans’ Affairs and is located in Washington, D.C.

Eligibility for VA HealthcareApplying for a VA Home Loan Refinance

In order to be eligible for the Medical Benefits Package offered by the VA, a service member must have served in an active-duty capacity.

Applying for VA Enrollmentmaking your case

To enroll for VA benefits, you will have to fill out the application form, submit all required paperwork, and have your application reviewed in order to be assigned to an enrollment priority group.

What’s Coveredmaking your case

Much like standard private healthcare plans, your Medical Benefits Package will offer inpatient and outpatient services including, but not limited to the following:

The VA Medical Benefits Packagemaking your case

The VA Medical Benefits Package offers comprehensive health care, including preventative care, mental health, emergency care, and specialist care

Determining Eligibility For VA Caremaking your case

You should first confirm that you are eligible to take advantage of the VA medical care system. In order to be eligible for VA medical care, your military discharge

Managing Your VA Health Care Benefits and Costs of Caremaking your case

MyHealtheVet is the online portal for managing your VA health benefits. You can use the site to refill prescriptions, maintain a record of your medical history, schedule and manage

Medication and Co Paysmaking your case

The VA medical care staff and VA providers work together to provide you with your medications. Your VA physician prescribes your medications from an approved

The Civilian Health and Medical Program (CHAMPVA)making your case

The Civilian Health and Medical Program of the Department of Veterans Affairs, or “CHAMPVA”, provides health care benefits for certain VA beneficiaries

Extended Caremaking your case

The VA healthcare program provides for anything external to the traditional hospital setting such as nursing homes and domiciliary care. This type of service is called extended care.

Health Care and Rehabilitation for Homeless Veteransmaking your case

Homeless veterans will not be turned away from the VA when they need the VA’s help the most. The VA provides comprehensive health care to homeless veterans

Mental Health Programsmaking your case

Make the connection is a VA-administered online support group for veterans and their families who are navigating service-related mental health challenges.

Health Care Benefitsmaking your case

Upon enrolling VA’s health care program, access to several VA services and benefits offered in part or in full will be granted to you.

Health Benefits Offered to the Family Members of the Veteransmaking your case

The family members of the veterans are as well eligible to avail certain health benefits under certain circumstances. Few of the programs offering special benefits are Spina Bifida (SB)

Enrolling for VA Health Caremaking your case

Enrollment is the initial step for majority of the veterans in order to enter the system of health care by VA. The VA Form 10-10EZ needs to be completed for application.

When Enrollment is Not Requiredmaking your case

Normally the veterans are required to be enrolled in health care system of VA for receiving facilities from the package of Medical Benefits.

Service Connected Conditionsmaking your case

If you have a non-VA emergency care related to a specific rated disability incurred during service or a non-service connected medical condition

Exemption of Copays for Some VA Servicesmaking your case

The copays of certain services for the veterans can be exempted irrespective of the disability rating or priority assessment group they are assigned.

Non Service-Connected Conditionsmaking your case

If while you are receiving emergency care in a non-VA facility your situation satisfies the following, VA may pay for your emergency treatment:

Copay and Charges for VA Health Care Servicesmaking your case

In order to make use of the VA care, a monthly premium is not necessary, though copay will be demanded from you.

Health Care Insurance and Veteran Copaysmaking your case

The private health care insurance companies are billed by the VA for the medical care, prescriptions and health supplies that they provide for the veterans who are suffering from non-service related health conditions.

Key Features of the US Family Health Planmaking your case

TRICARE Prime option offers an additional health care plan referred to as the US Family Health plan which is made available in the networks of not-for-profit health care systems

CHAMPVA and Shared Healthcare Costsmaking your case

There are no provider lists maintained by VA. CHAMPVA is accepted by a greater number of TRICARE and Medicare suppliers (However make sure to inquire from the supplier).

MyHealthEVet – Online Servicesmaking your case

Today is the world of internet. Each and every thing is provided on the internet. VA has developed an official website that allows the vets to manage their health related

Prescription Benefits and Refilling Methodsmaking your case

Vets enjoy a lot of services. After all they have earned it. One of the things that vets enjoy is low cost or free prescription. It ensures that the vets receive proper medication

The VA Dental Benefitsmaking your case

The dental benefits offered by the VA requires fulfilling the eligibility criteria which depends on a specific set of guidelines and also greatly varies from the eligibility criteria

Adult Day Health Programmaking your case

Many of you may not be aware of the adult day health program. Let me allow you to tell you about it. Adult day health care is basically a day program that contains health socialization

Eyeglasses and Hearing Aids – Eligibilitymaking your case

The number of vets eligible to receive eyeglasses and hearing aids are huge. They can receive it easily from VA center. Vets must fulfill at least one of the requirements.

Dealing with PTSDmaking your case

Close to a third of the combat veterans who seek VA care are likely to be diagnosed with a mental disorder. VA has had to significantly expand its mental health and counselling services.

Beneficiary Travel Benefits – Terms and Conditionsmaking your case

If you are looking for mileage reimbursement or special mode transport along with the VA health services, you must be eligible. You can qualify if and only if

The Financial Assessment by VA for the Health Care Benefitsmaking your case

Upon enrolling VA’s health care program, access to several VA services and benefits offered in part or in full will be granted to you.

Statistics on VA Health Service Utilization and Benefitsmaking your case

The VA offers a set of interesting data on regarding VA Health Service Utilization and Benefits. The data show the number of veterans getting benefits of various programs ?

Disabilities or Injuries Incurred During Specific Combat Operationsmaking your case

Combat-related conditions receive an extra amount of public attention, and the VA makes sure that veterans who might suffer from these conditions are given

Disability and Pensionsmaking your case

Military members are exposed to a variety of dangers including combat, traveling to foreign countries, unsanitary environments, and diseases.

Disability Benefits and Compensationmaking your case

The Afghanistan and Iraq wars have placed greater emphasis on medication for our respected military officials, who have paid dearly for their dedicated and sacrificial services.

Establishing the Service Connectionmaking your case

To qualify for VA disability compensation, the VA must determine that your medical condition was caused or aggravated by your military service.

An In-Depth of the Concurrent Retirement and Disability Payments (CRDP)making your case

The retired pay for retirees with 50%-90% VA-rated disability is restored by the Concurrent Retirement and Disability Payments on a graduated schedule for ten-year.

VA’s Initiatives for the Seriously Injured Veteransmaking your case

The VA is reputed for initiating efforts to offer registered military men information on services and benefits. Now they have decided to offer seamless transition for returning soldiers from Iraq’s

Determining Your Disability Ratingmaking your case

The VA has a massive listing of medical conditions and disabilities, along with rules and conditions that ultimately result in the assignment of a disability rating.

How is VA Incapacity Compensation Arrived atmaking your case

Incapacity compensation is a non-tax advantage received by a veteran on being incapacitated due to an injury or sickness or worse, that had been incurred in the line

VA Compensationmaking your case

To apply for either VA disability compensation or a VA pension, use VA Form 21-526, Veteran’s Application for Compensation and/or Pension.

Improved Disability Pension for Low Income Veteransmaking your case

Veterans who are low income earners and are totally and permanently disabled, or those who are above 65 years and have an active military record of at least 90 days

VA Housing Grantsmaking your case

If you suffered a disability while you were serving, chances are you need to make some structural changes to your home. The good news is that the government has put some programs

Special Monthly Compensation (SMC) for Serious Disabilitiesmaking your case

Any veteran who, as a result of military service or duty, incurred the loss of his extremities or use of other specific organs is paid additional compensation by the VA.

Special Monthly Grants, Allowances, and Additional Paymentsmaking your case

Many allowance and grant programs are offered by the VA along with compensation for helping the disabled veterans in getting the required tools for disability.

The DTAP or the Disabled Transition Assistance Programmaking your case

The DTAP is an essential element of providing guidance in transition which incorporates involvement in the support of the members in service in military who are subjected

Traumatic Injury Protection Under SGLI (TSGLI)making your case

If you are covered under SGLI, it means that you also have TSGLI. This type of cover that includes National Guard, reservists, active duty, and one-day muster duty

Types of VA Compensation Personal or Sexual Trauma Compensationmaking your case

While serving at various capacities in the military, a number of men and women suffered personal or sexual trauma. Such veterans are still struggling with profound anger,

Burials & Memorialsmaking your case

The VA provides burial services for eligible veterans, including Burial honors, including burial flags and Presidential Memorial Certificates

Eligibility for Military Burialmaking your case

During the passing of a service member the government assists surviving family members in the cost of burial service in order to dignify and commemorate the service the deceased veteran voluntarily served

Help With Choosing a Cemeterymaking your case

Appendix E provides locations and contact information for all 141 VA-operated national cemeteries in the United States and its territories.

Reporting a Veteran’s Deathmaking your case

The first step to receiving assistance and benefits for a veteran’s death is to report it to the appropriate agencies.Social Security can be notified by calling 1-800-772-1213.

What the VA Does and Doesn’t Covermaking your case

The government is obligated to pay for opening and closing of the grave, perpetual care, a headstone or marker, and a burial flag if an eligible veteran and their dependents

Private Cemetery Burial Honorsmaking your case

The Department of Defense and the VA will provide military funeral honors, gravestones or markers, and burial flags for private cemetery burials at no charge to the veteran’s surviving family members.

Arranging Military Funeralsmaking your case

A veteran can be buried in a national cemetery, Arlington, a National Park Service cemetery, or a state veterans cemetery (Appendix E has contact information for national cemeteries).

Presidential Memorial Certificate (PMC)making your case

President John F. Kennedy instituted the Presidential Memorial Certificate, or “PMC”, program in 1962. The PMC is an engraved certificate signed by the president to honor deceased veterans

Veterans Affairs Funeral Memorial and Burial Benefitsmaking your case

All military force veterans are accorded the benefit of having a decent and honorable memorial, funeral or burial as a token of tribute for their sacrifice in serving the United States.

Death While on Dutymaking your case

When a family member or a beloved one dies while on duty is very painful and at times they become upended. The military assigns an assistant who will see you through the hard times

Military Funeral Honorsmaking your case

If requested by the family, the public law number 106-65 bounds the government to provide the veteran with a military funeral along with presentation of US burial flags and taps playing.

State Cemetery Grants Programmaking your case

The VA department offers state cemetery grant programs that offers burial services in the areas where their needs for burial are not taken up well by the VA national cemeteries.

Headstones and Markersmaking your case

A government headstone or marker is made available to any person around the globe who is a relative to an eligible veteran. This is done for free by the department of veteran affairs.

Burial Flagsmaking your case

Any veteran who serves the military honorably are provided with the US flags at no price for covering their casket or accompanying the urn of a veteran who got deceased.

Presidential Memorial Certificatesmaking your case

A presidential memorial certificate (PMC) is an engraved paper certificate signed by the current president honoring the memory of honorably discharged veterans initiated in 1962 by President John F. Kennedy.

Payments and Benefits for Survivors15 Year vs 30 Year Mortgage Comparison Calculator

Be eligible for payment under the TSGLI program, they must have sustained a traumatic injury and survived for at least seen full days from the date of the injury to qualify for the benefits.

Survivor Benefits Adjustable Rate Mortgage Calculator

The Survivor Pension, also called the Death Pension, is available to eligible survivors and dependents of certain veterans who served during wartime. The amount of the Survivor Pension is income-based and is paid

Survivor PensionMaximum Mortgage Calculator

The Survivor Pension, also called the Death Pension, is available to eligible survivors and dependents of certain veterans who served during wartime. The amount of the Survivor Pension is income-based and is paid

Survivor Benefit Plan (SBP) Mortgage Affordability Calculator

The Survivor Benefit Plan, or “SBP”, is a Department of Defense annuity plan (similar to a life insurance policy) that provides monthly payments to eligible surviving family members upon a veteran retiree’s death.

Death Pensions Mortgage Calculator

A spouse who has not remarried or an unmarried child of a deceased wartime military veteran is eligible for a death pension administered by the VA.

Dependency and Indemnity Compensation (DIC) Mortgage Calculator

Dependency and Indemnity Compensation (DIC) is a benefit paid out monthly to eligible survivors such as a spouse, unmarried child, and occasionally a parent, of particular deceased veterans that meet

Survivors and Dependents Educational Assistance Program (DEA) Mortgage Comparison Calculator

Dependents of certain veterans will be eligible for up to 45 months of education benefitsthrough the Dependents Educational Assistance Program.

Reserve Component Survivor Benefit Plan (RCSBP)

The Reserve Component Survivor Benefit Plan, or “RCSBP”, provides the same benefits to survivors of Reserve or Guard retirement-eligible servicemembers.

Federal Employment Preference Points Mortgage Points Calculator

Certain survivors of deceased veterans may be eligible for a 10-point preference in the federal hiring process called the derived preference.

Survivor Benefit Plan to Support Dead Veterans’ Families Financially Mortgage Principal Calculator

Retirement pensions ends with death of a veteran. The Survivor Benefit Plan (SBP)compensates partly for this lost income. The plan provides qualified living family members of veterans a monthly earning, adjusted for inflation.

Benefits for Surviving Spouses and Families of Veterans Mortgage Tax Deduction Calculator

The provided benefits are equally important for the veteran as well as their families.The veterans who are thinking about being a part of the battle field want to have a surety that their dependents will be taken

Dependent CompensationPrivate Mortgage Insurance (PMI) Calculator

A monthly payment depending on the job grade of the dependent is what is compensated, and it is paid to survivors when the death of a service member occurs.

Bereavement CounselingRefinance Calculator

Bereavement counseling is a type of counseling that is given to the deceased family members, the spouses, children and parents all get the counseling. Family members of the National Guards’ men

Education BenefitsRefinance Calculator

Qualifying spouses and children of particular veterans are eligible for the Survivors’ & Dependents’ Educational Assistance education benefit. In order for individuals to receive this benefit, the military veteran

VA Medical Care for FamilyRefinance Calculator

Medical insurance programs organized by the VA are available for eligible family members of particular veterans entitled the Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA).

Home Loan GuaranteesRefinance Calculator

Surviving spouses of particular military veterans can qualify to receive loans from the VA Home Loan program, explained in Chapter 13.

Support for the Homeless VeteransRefinance Calculator

The number of military veterans who are homeless is quite high and shocking. An approximate of a third of adult homeless males and a quarter of all homeless people served in the armed forces.

CHALENG Hope for Homeless VeteransRefinance Calculator

CHALENG, which is an acronym for Community Homelessness, Local Education and Networking Groups, is a national initiative for homeless veterans.

Direct Benefit Program for Veterans

“Homeless”, “homeless individual” and “homeless person” refers to: A person who does not have a normal and permanent area of residence.A person who has a regular areas of residence which is a managed public

Comprehensive Homeless CentersRefinance Calculator

The VA’s CHCs (Comprehensive Homeless Centers) provide a variety of VA homelessinitiatives at a single medical center area and provide administration within a centralized framework

Homeless Veterans’ Grant and Daily Allowance ProgramsRefinance Calculator

The homeless veteran’s daily allowance and grant program is designed to help non-profit and government organizations set up and run supportive service centers and housing to cater for the needs of homeless veterans.

National Coalition for Homeless Veterans (NCHV)Refinance Calculator

The National Coalition for Homeless Veterans is a 501(c) (3) charitable organization run by a board of directors consisting of 13 members. It is the technical and resource assistance center for institutions

Domiciliary Residential Rehabilitation Treatment Program-DRRTP or DomRefinance Calculator

The Domiciliary Residential Rehabilitation Treatment Program had a mission to provide a chance to motivated and at-risk veterans enabling them to take part in residential and rehabilitative therapeutic community activities.

The Domiciliary Care for Homeless Veterans (DCHV)Refinance Calculator

DCHV (domiciliary Care for Homeless Veterans) is an initiative by the Department of VA and is one of the oldest programs. Set up in the late 1980s, DCHV initial aim was to cater for incapacitated volunteer soldiers

Work-Therapy (CWT) and Compensated Work-TherapyTransitional Residence (TR) ProgramsRefinance Calculator

Using the Work-Therapy (CWT) and Compensated Work-Therapy/Transitional Residence (TR) programs, VA provides employment chances and managed therapeutic housing for those homeless ex-soldier