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TRICARE Retiree Dental Program

The TRICARE Retiree Dental Program is available to retired service members and their families for coverage in all U.S. territories and Canada.

TRICARE Retiree Dental Program Eligibility

The TRICARE Retiree Dental Program is available to:

  • Service members entitied to retired pay, regardless of age
  • National Guard and Reserve retirees, including those who are not yet receiving retired pay
  • Current spouses
  • Children up to age 21 (up to age 23 if a full-time student, or at any age is suffering from a pre-existing disability)
  • Surviving spouses who have not remarried and surviving children of service members, providing the service member passed away during active duty or retired status
  • Medal of Honor recipients, their immediate family members, or their survivors
  • Current spouses and children of service members not enrolled in the program, provided that the sponsor is receiving dental benefits from the VA or is otherwise unable to obtain benefits for family members

TRICARE Retiree Dental Program Coverage and Costs

Retired service members and their families are eligible to enroll immediately upon retirement or any time thereafter, and must commit to an initial 24 months of coverage, renewable annually after the initial enrollment period.

TRICARE Retiree Dental coverage is available worldwide, through in-network or non-network dental providers.  As with other TRICARE programs, visits to a non-network dental provider will require the beneficiary to pay the costs out of pocket and then submit a claim to Delta Dental, the TRICARE program administrator, for reimbursement.

The TRICARE Retiree Dental Program covers:

  • Exams, routine cleanings, fluoride treatments, and x-rays
  • Fillings
  • Root canals
  • Gum/periodontal surgery
  • Oral surgery and tooth extractions
  • Crowns and dentures
  • Orthodontia

Preventative and diagnostic treatment are covered at 100 percent, and all other services are subject to an annual deductible and spending cap. Orthodontia and related treatments are subject to a separate deductible and spending cap, as are dental accidents.

Visit www.tricare.mil/CoveredServices/Dental/TRDP/Costs for more information about deductibles and covered amounts for specific plans.

The monthly premium amount is dependent upon the zip code in which a beneficiary lives, and must be deducted directly from retired pay.  If the beneficiary does not receive retired pay, or that amount is not enough to cover the cost of coverage, alternate automatic payment arrangements must be made.

Visit www.trdp.org/retirees/premiums.html to find out premiums in your area, and to set up automatic payments if necessary.

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