You are free to designate any person, corporation or legal entity (including your own estate individually or as trustee), firm as a contingent beneficiary. Note: Separation agreements, State Divorce decrees, or any other State Court or Municipal Court documents cannot bind the determination of beneficiary. For service members who are married, they should be aware that if they do not name their spouse or child as a beneficiary and someone else than their spouse will be notified about the change by the Department of Defense. Following are the only exceptions on this rule. The spouse is already notified about the change and The spouse was not the beneficiary earlier, even before the election of the current beneficiary.