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Is VA health care the same as a health insurance policy or an HMO?

No. VA health benefits are established by Federal law and regulations and is funded through appropriations. They are not the same as an insurance contract. Also, veterans do not pay monthly premiums to receive VA health care, and you are not required to use VA as your exclusive health care provider. If you have health insurance, or eligibility for other programs such as Medicare, Medicaid, or CHAMPUS, you may continue to use services under those programs. We recommend keeping that coverage to provide you with options and flexibility in the future.

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