According to the spousal premium chart on your web site, I think DFAS is deducting the wrong FSGLI premium from my military pay for my wife. Spousal premiums are dependent on age brackets. When a spouse enters a new age bracket, the premium increases on the first day of the spouses birth month. For Army, Navy, and Air Force, the spouse’s birth date in DEERS determines the premium rate to be collected. If the spouse’s birth date is incorrect in DEERS, the incorrect premium rate will be collected. If the spouse’s birth date is not in DEERS, premiums will be collected at the maximum rate. The FSGLI Procedures Guide should be referred to for more information regarding the collection and rates.