Home / FAQs / A Servicer report a loan is 61 days delinquent. Please clarify whether you report a loan as 61 days delinquent on the day it becomes 61 days or do you have up until 7 calendar days from the date it becomes 61 days delinquent?

A Servicer report a loan is 61 days delinquent. Please clarify whether you report a loan as 61 days delinquent on the day it becomes 61 days or do you have up until 7 calendar days from the date it becomes 61 days delinquent?

Non-paid loans are reported to be delinquent after 61 days. For servicers with a service bureau, this information will come to VA and be reported in VALERI in an overnight file exchange on the 61st day. If you had to report a specific loan through the Servicer Web Portal it would have to come through no later than the 68th day which is within 7 days of the 61st day of delinquency.

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